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Keke and Tricycle Financing: Risks and Rewards

A plain guide to the rewards and risks of financing keke (tricycles) as an investment, and the questions to ask before you take part.

Why keke financing attracts investors

Keke operators earn daily cash from passengers, and each tricycle is an identifiable asset that can be tracked and recovered. That combination is why commercial mobility is one of the productive sectors Zane Capital looks at.

The risks to understand

Vehicles can break down or be damaged, operators can fall behind on repayment, and local rules on where tricycles can operate can change. Any of these can reduce or delay returns.

Every opportunity carries risk, returns are not guaranteed and you can lose some or all of the capital you commit. Read each opportunity's documents and the Risk Disclosure before you take part.

Questions to ask before you join

Who is the operating partner? How are vehicles tracked and insured? What happens if an operator stops paying? What are the fees and the duration? Each Zane opportunity page answers these in its documents.

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