Legal
Product Terms
The current structure of Reserve and Grow. Rates and terms are maintained by Zane Capital and may be updated.
This page sets out the current position in plain language. Final wording is subject to legal and regulatory review, and the definitive terms are those in the signed documentation provided to members.
Reserve — contributions
Members may add any amount at any time. Contributions are recorded against the member's Reserve balance.
Reserve — holding period and interest
Funds must remain with Zane Capital for more than seven months to qualify for the stated 15% annual interest. Interest is subject to the applicable product terms and eligibility conditions.
Grow — structure
Grow is designed for larger capital contributions. The current structure pays a 10% return every three months, according to the product terms. Returns are not annualised in our communications.
Grow — principal and notice
Principal remains untouched while the applicable periodic return is paid. Members who wish to withdraw principal must provide 30 days' notice.
Changes to rates and terms
Rates, holding periods and notice requirements are configurable by Zane Capital and are subject to applicable documentation and regulatory requirements. Members will be notified of material changes.
No guarantee
Product returns are subject to the applicable structure and documentation. Nothing in these terms is a guarantee of return or of capital safety.