A membership benefit, not an investment
Member loans are a benefit of Zane Capital membership. They are separate from Reserve, Grow and Opportunities, and they are credit you repay, not an investment product.
Who can apply and what it costs
Members with an active Reserve, Grow or Opportunity plan can apply. Loans are priced at 10% per month on a declining balance, so interest is charged only on what you still owe. Every application is subject to approval and terms.
Why it helps
An emergency doesn't have to mean breaking your savings or leaving an opportunity early. Your capital keeps working while you repay the loan.