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Mobility · Zane Mobility

Commercial Vehicle Financing

Capital is used to finance a pool of commercial vehicles operated by vetted drivers under a structured repayment arrangement.

68% funded

Open

Capital requirement

₦50,000,000

Minimum participation

₦500,000

Duration

18 months

Risk classification

Moderate

Overview

Capital is used to finance a pool of commercial vehicles operated by vetted drivers under a structured repayment arrangement.

Target economics: Target periodic distributions over an 18-month structure. Target economics are objectives, not guarantees.

Why this opportunity?

Commercial mobility is one of the most active productive economies on the continent, with demonstrable daily cash flows and identifiable, recoverable assets behind each unit financed.

Use of capital

  • Acquisition of commercial vehicles
  • Registration, tracking and insurance of each unit
  • Onboarding and verification of operators

Underlying asset / business

Each financed vehicle is a physical asset operated commercially. Economic value is generated by operator repayments collected on a scheduled basis.

Structure

Capital is deployed through an asset financing structure with the operating partner responsible for collections, servicing and asset recovery where required.

Partner

Zane Mobility. Zane Mobility manages operator onboarding, collections and asset monitoring for this opportunity.

Risk

  • Operator repayment performance may fall below expectations.
  • Asset value may depreciate faster than projected.
  • Accidents, theft or downtime may interrupt collections.
  • Recovery and resale of assets may take longer than expected.

This opportunity is not risk-free and no return is guaranteed. Capital may be lost.

Security

Assets are registered, tracked and insured. Security arrangements are described in the opportunity documentation.

Fees

  • Structuring fee
  • Ongoing management and monitoring fee