SME Working Capital

Short-cycle working capital for established small and medium businesses with verifiable trading history and receivables.

Target economics: Target periodic distributions over a 12-month structure. Target economics are objectives, not guarantees.

Many profitable small businesses are constrained by timing, not demand. Short-cycle working capital lets them fulfil orders they have already won.

• Inventory and input purchases
• Fulfilment of confirmed orders
• Short-term receivable financing

Trading businesses with recorded sales history. Economic value is generated from trading margins and receivable collection.

Capital is deployed as short-tenor facilities to screened businesses through a financing partner that handles origination and collection.

Financing Partners. Financing partners are responsible for credit assessment, disbursement and recovery under agreed criteria.

• Business default or delayed repayment.
• Sector-specific demand shocks.
• Concentration in a small number of businesses.
• Limited or informal financial records.

This opportunity is not risk-free and no return is guaranteed. Capital may be lost.

Where applicable, facilities are supported by receivables and personal guarantees.

• Origination fee
• Ongoing management and monitoring fee